Pet Insurance For The First Time Buyers – What You Should Know


Veterinarian Examining DogThe need for pet insurance is difficult ignore. Sometimes, Vet’s fee can be very daunting and too expensive. If you decide to buy pet insurance, you should buy a policy right from the beginning, i.e when you buy the pet. It is not too late to buy a pet insurance policy if you haven’t considered one. Choosing the right pet insurance policy and right coverage is very important as if you choose the medical insurance for your policy.  If you’re not sure which pet insurance company is best, check out these reviews from Shield My Pet.  Following are the few tips to consider before you buy a pet insurance.

Get the policy at the early stage

As mentioned above, buy the pet insurance for your pet as early as possible. It is simple. Get the policy when the pet is young, active and healthy. You can get a wide range of coverage at cheaper price. If the pet grows old, the policy gets costly and you may not get the desired cover for your pet.

Don’t stick to any fancier option

Many insurance companies offer pet insurance. You will certainly get a lot of fancy insurance coverage when you buy the pet insurance for the first time. If you choose any policy that offer any fancy cover or attracted by any lucrative policy cover you may suffer later. For instance, if you buy insurance that offers free vet bills or reimbursement of all vet bills incurred for one or two years. When you change the insurance company, the insurance provider will offer the similar policy, providing the same clause.

Choose the policies that provide lifetime options for your pet.

Examine the coverage and options provided by the insurance company

Vet bills are the major reason most of the pet owners look for the insurance. Check the types of claims, payment options and other clauses provided by the pet insurance provider.

There are some limited clauses like:

  • Two times a year – different conditions
  • Once a year – One condition
  • Multiple times a year – different conditions

In above cases, you can get the reimbursement or claim the vet bills incurred on similar condition suffered by pet multiple times. Examine and clarify these queries before you buy the insurance.

There are few companies that offer, per condition – no limit of treatment (considering the claim does not exceed the insured value) and go for the most suitable.

Does the pet insurance plan cover the genetic and inherited conditions?

Genetic conditions are those that are presented at birth. Inherited conditions are developed due to hereditary DNA, which are present at birth or developed in the growth phase. In general, a good and desirable pet insurance policy will cover both genetic and inherited conditions.

Check for the age restrictions

Whether you buy pet insurance soon after buying a pet or after a few years, the age restrictions vary on different conditions. For instance, specific conditions are covered only for certain age. As the pets grow old, they develop health problems. Similarly, it may lead to frequent visit to Vet and increases expenses towards treatment. So, check with the provider about age restrictions and the limits for every age.

Besides, check the extent of vet bill that can be claimed or eligible for reimbursement. These are some basic tips you should consider before buying the pet insurance for the insurance.

Should You Consider A Joint Paint Supplement For Your Dog?


dog healthOne of the unfortunate realities of life for all dog owners is that almost every dog will develop arthritis to some extent as it gets older. Dog joint disease is an extremely common problem in all breeds of dogs. Although large dogs suffer from this disease to a greater extent than do smaller breed dogs, it is an affliction that virtually all canines have somewhat in their later years.

One of most crucial things to understand about arthritis and dog joint health, in general, is that the weight of the animal has a tremendous impact on how severe the symptoms will be from the disease. Heavier dogs, whether that extra weight comes from the fact they are a big breed dog, or for reasons that they are simply overweight suffer greatly as the diseased joints are put under greater stress due to the added weight.

Therefore, all pet owners must understand that keeping their animals fit and trim is one of their greatest responsibilities on ensuring proper joint health in their animals. Just as with people, it becomes more and more difficult to keep the extra weight off of animals as they age.

Senior dogs have a lower metabolism than they did when they were younger. Therefore, it requires less food to maintain the same body weight. It may be difficult to put your older dog on a diet, but it’s extremely vital to understand the health impact the extra weight has on him or her.

Another crucial activity pet owners can do to alleviate some of the symptoms and pain from joint arthritis is giving their animal proper amounts of exercise. If too little exercise is provided, then the muscles become weak and allow the joints to become unstable. This causes the animal even more pain due to the arthritis disease inside the joints. When the proper amount of exercise is provided to dogs, their muscles respond well to provide support to the joints. This keeps them from moving in ways they should not and thus minimizes the pain and impact of joint arthritis.


Lastly, most veterinarians nowadays suggest giving dogs with osteoarthritis a supplement product called glucosamine, sometimes with MSM added. This product does not simply mask or hide the pain as do its prescription counterparts. Instead, the supplement rebuilds and regenerates the damaged tissue within the joints that arthritis in fact causes. This rebuilding process can take anywhere from a few weeks to several months before benefits are seen in the animal.

It’s very important that once the supplementation process using glucosamine begins, that pet owners continue the process at least for three months to ensure the supplement has enough time to aid the body in rebuilding the damaged tissues.

These tips should help pet owners in ensuring proper joint health in their dogs as they develop osteoarthritis in their later years of life.